Thanksgiving will not delay most Social Security payments in November 2025, because regular benefits are scheduled on Wednesdays and Thanksgiving falls on a Thursday that month. The only shifts around that time involve SSI payments tied to weekends or other holidays rather than Thanksgiving itself.​

Thanksgiving And Federal Schedule

In 2025, Thanksgiving in the United States falls on Thursday, November 27, which is a federal holiday when government offices and many banks close. The holiday is always observed on the fourth Thursday in November, so its exact date changes each year but its weekday does not.​

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Because Thanksgiving is a Thursday, it does not overlap with the regular Wednesday payment cycle used for most Social Security retirement and disability benefits. This is the key reason the holiday does not directly push standard November 2025 payments to a later date.​

November 2025 Social Security Dates

For people who started receiving Social Security after May 1997, benefits in November 2025 follow the standard “second, third, and fourth Wednesday” pattern based on birthdate. The published November 2025 schedule shows payments on November 12, November 19, and November 26 for different birth date ranges.​

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Those who receive Social Security before May 1997, or receive both Social Security and SSI, are generally paid on the 3rd of the month according to the 2025 payment calendar. In November 2025, that date falls on Monday, November 3, which is a normal business day and not affected by the Thanksgiving holiday.​

SSI Payments And Holiday Adjustments

Supplemental Security Income (SSI) follows a different rule: payments are scheduled for the first of the month, but are moved earlier when that date falls on a weekend or federal holiday. In November 2025, the first of the month is a Saturday, so the SSI payment for November is deposited early on Friday, October 31, 2025.​

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This adjustment happens because the Social Security Administration does not issue payments on weekends or federal holidays, including Thanksgiving. The early SSI deposit is linked to the weekend timing at the start of the month, not to the Thanksgiving holiday at the end of November.

Key November 2025 Dates Table

The following table summarizes the main November 2025 Social Security–related dates and whether Thanksgiving affects them.​

The Social Security payment rules only call for changes when the scheduled date falls on a Saturday, Sunday, or federal holiday. In November 2025, none of the regular Social Security pay days land on Thanksgiving or a weekend, so the normal Wednesday pattern remains intact.​

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By contrast, the November 2025 SSI shift to October 31 shows how the system handles weekends by moving payments earlier rather than later. This example illustrates that the program’s design aims to avoid delays in benefit delivery whenever possible.​

What Beneficiaries Should Expect

Most beneficiaries can expect their November 2025 Social Security checks or direct deposits on the same weekday pattern they are used to, without any extra holiday delay. Anyone whose payment appears late is generally advised to allow a few additional mailing days and then contact Social Security or their financial institution if the deposit still does not show up.​

People receiving SSI will have already obtained their November benefit at the end of October, which can help with budgeting ahead of the Thanksgiving period. These early and on-time payments mean that Thanksgiving itself does not cause a disruption in access to benefits.​

Tips To Avoid Holiday Confusion

Beneficiaries can avoid confusion by checking the official 2025 Social Security payment calendar and noting which Wednesday applies to their birthdate. Marking these dates, along with the early SSI payments, on a personal calendar can make it easier to plan for regular expenses around Thanksgiving.​

It is also helpful to remember that bank processing hours and branch closures on Thanksgiving and the following Friday sales period may affect how quickly funds can be withdrawn, even when deposits arrive on time. Using direct deposit and checking balances electronically can reduce the impact of limited in-person banking during the holiday week.​

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FAQs

1. Will Thanksgiving change my November 2025 Social Security payment date?
   No, Thanksgiving does not change the regular Wednesday Social Security payment dates in November 2025.​

2. Does Thanksgiving affect SSI payments in November 2025?
   No, the November 2025 SSI payment is moved earlier because November 1 falls on a Saturday, not because of Thanksgiving.​

3. What if my November payment does not arrive on the expected date?
   You should allow a few extra mailing days and then contact Social Security or your bank if the payment still does not appear.