Canadians can expect important boosts in their Canada Pension Plan (CPP) and Old Age Security (OAS) payments in November 2025, providing increased financial support for retirees and seniors.
Canada Pension Plan (CPP) Boost
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Payment Date: November 26, 2025
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Monthly Amount: The maximum CPP retirement pension continues to be approximately $1,433 per month for those starting at age 65, with an average for new recipients closer to $850 depending on work history and contributions.
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Annual Adjustments: CPP benefits are indexed annually to inflation, maintaining purchasing power; the latest increases took effect in January 2025.
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Eligibility: CPP is available to Canadians who contributed to the plan through payroll deductions during their working years, with the option to start receiving benefits as early as age 60 at reduced amounts.
Old Age Security (OAS) Boost
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Payment Date: November 26, 2025
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Monthly Amount: The OAS pension amount varies by age:
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Ages 65 to 74: approximately $740 monthly
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Age 75 and older: receives about a 10% increase, bringing payments to roughly $814 monthly
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Cost of Living Adjustments: OAS benefits are adjusted quarterly to keep pace with inflation, with a recent increase of 0.7% for the October to December 2025 quarter.
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Eligibility: Funded by general tax revenue and not dependent on work history, OAS is available to seniors aged 65+ who meet residency requirements.
Additional Benefits
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Guaranteed Income Supplement (GIS): Low-income OAS recipients may qualify for GIS, which provides monthly supplements ranging roughly from $660 to $1,100, also payable November 26, 2025.
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Allowance and Allowance for the Survivor: These additional supports for low-income seniors and surviving spouses will be included in the November disbursements.
Summary Table
| Benefit Type | Approximate Monthly Amount (Nov 2025) | Payment Date |
|---|---|---|
| Canada Pension Plan (CPP) | $850 (average new recipients) – $1,433 (max) | November 26, 2025 |
| Old Age Security (OAS) | $740 (65-74 yrs), $814 (75+ yrs) | November 26, 2025 |
| Guaranteed Income Supplement (GIS) | $660 to $1,100 | November 26, 2025 |
| Allowance | Up to $1,405 | November 26, 2025 |
| Allowance for Survivor | Up to $1,675 | November 26, 2025 |
FAQs
Q1: When will Canadians receive their November CPP and OAS payments?
A: Payments are scheduled for November 26, 2025.
Q2: How much is the CPP pension?
A: It varies by contribution history; the maximum is about $1,433, with average new recipients receiving around $850 per month.
Q3: Who qualifies for the Old Age Security pension?
A: Canadian residents aged 65 or older meeting the residency requirements.
These CPP and OAS payment boosts in November 2025 reflect ongoing efforts by the Canadian government to help seniors maintain financial security amid rising living costs. Beneficiaries should confirm their banking details with CRA to ensure timely receipt of payments.
